MORTGAGES
Which Mortgage Loan is right for you?
Conventional Home Loan
Conventional loan is a loan that conforms to standards of underwriting set by Fannie Mae and Freddie Mac. These loans are best for borrowers who can verify their income, have FICO credit score of minimum of 620. The downpayment on these loans can be as low as 3%.
FHA Home Loan
FHA loan is backed by government, and therefore has more flexible guidelines which might allow higher debt. These loans are often offered to first-time homebuyers. FHA loans require minimum downpayment of 3.5 percent.
Loans for Self-Employed and Truckers
While there are no specific programs for truckers, as a wife of owner-operator truck driver, I am very familiar with challenges of trucking community, stringent schedules, remote locations, difficulties with income verification, and immigration status. I close many loans for truckers, and I am able to help every self-employed borrower close their transaction fast and at the best rates.
Community Mortgage
Community Mortgage was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace. It does not require income or tax verifications.
Foreign National Loans
Non-U.S.-citizen borrowers who want to purchase a second home or investment property.
This program serves non-resident aliens who holds a visa for temporary residency, not Non-Permanent Resident Alien status. Traditional guidelines do not apply for these loans.
MORTGAGES
Which Loan is right for you?
Conventional Home Loan
Conventional loan is a loan that conforms to standards of underwriting set by Fannie Mae and Freddie Mac. These loans are best for borrowers who can verify their income, have FICO credit score of minimum of 620. The downpayment on these loans can be as low as 3%.
FHA Home Loan
FHA loan is backed by government, and therefore has more flexible guidelines which might allow higher debt. These loans are often offered to first-time homebuyers. FHA loans require minimum downpayment of 3.5 percent.
Loans for Self-Employed and Truckers
While there are no specific programs for truckers, as a wife of owner-operator truck driver, I am very familiar with challenges of trucking community, stringent schedules, remote locations, difficulties with income verification, and immigration status. I close many loans for truckers, and I am able to help every self-employed borrower close their transaction fast and at the best rates.
Community Mortgage
Community Mortgage was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace. It does not require income or tax verifications.
Foreign National Loans
Non-U.S.-citizen borrowers who want to purchase a second home or investment property. This program serves non-resident aliens who holds a visa for temporary residency, not Non-Permanent Resident Alien status. Traditional guidelines do not apply for these loans.
Mortgage Calculator
Get to know me
My name is Natallia Mann and I graduated UCF College of Business Administration majoring in Finance in 2012, and have worked in Real Estate for more than 10 years serving community as a Realtor, Mortgage expert, investor, landlord, and a public notary. My mornings start with review of all the financial news and markets.
I actively work with trucking community to make sure truckers have access to home financing to support them in providing supply chain to our country. I am often on the road with my husband who is a trucker, and I work right from that truck with my laptop. Our cat Vasiliy is coming along on every trip.
In my spare time, I travel a lot and enjoy off-roading on my Jeep, hike in wilderness, dance Latin, sing, sail, kayak and just enjoy life! I love my work, I love to work with people, and I am happy to be a part of my community!
NATALLIA MANN
YOUR LOAN ORIGINATOR
407-970-8245
NATALLIA@IMORTGAGE4U.COM
NMLS ID: 2014061 | LICENSE: LO73211
iMortgage4u Inc | NMLS ID: 2322976
8743 The Esplanade, apt. 33
Orlando, FL 32836
