Conventional loan is a loan that conforms to standards of underwriting set by Fannie Mae and Freddie Mac. These loans are best for borrowers who can verify their income, have FICO credit score of minimum of 620. The downpayment on these loans can be as low as 3%. 

FHA loan is backed by government, and therefore has more flexible guidelines which might allow higher debt. These loans are often offered to first-time homebuyers. FHA loans require minimum downpayment of 3.5 percent.

While there are no specific programs for truckers, as a wife of owner-operator truck driver, I am very familiar with challenges of trucking community, stringent schedules, remote locations, difficulties with income verification, and immigration status. I close many loans for truckers, and I am able to help every self-employed borrower close their transaction fast and at the best rates.

Community Mortgage was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace. It does not require income or tax verifications.