БЛОК ВИДЕО С РАССКАЗОМ ОБ ЭТАПАХ РАБОТЫ
Our Process
Let’s StartNatallia Mann2023-04-17T15:33:14-04:00
1
● 10 mins
Loan Application
You fill out online application on secure portal where you will answer basic question about your employment, finances, and contact information (about 10 mins).
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2
● 30 mins
Loan Consultation
Loan Consultation during which we discuss all available programs for you and choose most financially favorable option (30 mins). Once favorable program is chosen, we generate pre-approval letter that you use to submit offer for your dream home.
3
● 24 hrs
Registration
Once you are under contract, we submit your loan to the lender. Registration of your loan will take up to 24 hrs during which you will receive required state and federal disclosures (such as Loan Estimate) for E-sign.
4
● 24 hrs
Initial Approval
Once disclosures are signed, we submit your loan for initial approval (up to 24 hrs) after which we will receive the list of all the documents that underwriter requested to verify before proceeding to final approval.
5
● 5-7 days
Appraisal
It can take up to 5-7 business days.
6
● 24 hrs
Final Approval
Once all the documents required by underwriter are received and uploaded, it takes up to 24 hrs to grant final approval (subject to program requirements, credit and underwriting approval; fair housing opportunity).
7
● 24 hrs
Final fees
Final fees are verified, and Final CD is issued. Cash to Close is wired to the title company (24 hrs).
8
● 30 mins
Clear to Close!
We meet at title company office, where all the paperwork is verified and signed, and Congratulations! You receive the keys to your home!
